Planning to JAPA (relocate abroad for studies) but worried about how to pay your tuition?
You’re not alone.
Many students dream of studying in the USA, Canada, UK, or Europe, but funding can be a huge challenge—especially when scholarships aren’t available or don’t cover everything.
So, whether you’re heading to North America or the UK, this list of trusted lenders offering student loans for international students will help you make your dream a reality.
Here’s the updated list of 16 companies offering study loans (tuition only) to international students in Canada, USA, UK, and more.
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🌍 1. MOD Education (Nigeria Focused)
●🎯 Specializes in helping Nigerian students
●💰 Offers up to $25,000 in student loans
●🗺️ Mainly supports tuition for USA, Canada, UK
🔗 Visit MOD Education
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🏛️ 2. Asset Link Capital
●💡 Known for fast, flexible loan processing
●🔁 Supports recurring tuition needs
●📍 Website features multiple student finance options
🔗 Apply at Asset Link Capital
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🏫 3. College Avenue Student Loans
●🏦 U.S.-based private lender
●🌍 Available to international students with a U.S. co-signer
●✅ Flexible repayment plans
🔗 Visit College Ave
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🏦 4. Access Bank Student Loan (Nigeria)
●🏫 Helps Nigerians finance both local & international education
●⏳ Fast processing with flexible repayment terms
🔗 Learn More at Access Bank
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🎓 5. Education Loan Finance (ELFI)
●💳 Offers loans for graduate and undergraduate degrees
●⚠️ Requires U.S. co-signer
🔗 Explore ELFI Loans
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💳 6. PenFed Credit Union Loans
●💼 Offers personal loans suitable for education
●🔁 Low interest rates for those with a strong credit profile
🔗 Check PenFed Options
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🏦 7. J.G. Wentworth
●💲 Offers personal loans that students can apply toward tuition
●📍 Best for students with part-time income or co-signers
🔗 Visit J.G. Wentworth
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📘 8. LendKey Student Loans
●🔁 Matches you with multiple credit unions and banks
●💼 Ideal for finding the best rate via one platform
🔗 Start on LendKey
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🌐 9. Stilt – Loans for International Students
●🛂 Specifically designed for non-U.S. citizens and visa holders
●💼 No cosigner or credit history required
🔗 Check Stilt Loans
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🌎 10. Global Student Loan Community
●🌍 Helps students worldwide
●💬 Offers mentorship and advice along with loans
🔗 Explore GSLC
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🇨🇦🇺🇸 11. MPOWER Financing
●🎓 Supports only Canada & U.S. study visas
●💰 Loan range: $2,001 to $100,000
●🧑🎓 Two of my followers got funded for Canada via MPOWER!
🔗 Apply at MPOWER
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🇬🇧 12. Lendwise UK Student Loans
●🇬🇧 Based in the UK, focused on postgraduate education
●📈 Great for students attending UK universities
🔗 Apply at Lendwise
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🌍 13. Nomad Credit – Student Loan Search Tool
●🔎 Acts as a loan marketplace
●📊 Helps international students compare options from multiple lenders
●✅ Great for students from India, Nigeria, Ghana, etc.
🔗 Search on Nomad Credit
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🇳🇬 14. Edfin Microfinance Bank
●🏦 Nigerian-based lender supporting domestic and international education
●💬 Offers support and financial advice for students
🔗 Visit Edfin MFB
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🌍 15. Prodigy Finance
●🎓 One of the most popular for international grad students
●🌎 Supports 700+ schools in 18+ countries
🔗 Learn More on Prodigy
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♻️ 16. Asset Link Capital (Re-listed for relevance)
●🔁 Included again because of wide loan packages available
●💼 Good choice for both undergrad and grad applicants
🔗 Visit Asset Link Again
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🎯 Final Tips for JAPA Students
✅ Compare interest rates
✅ Check loan repayment timelines
✅ Always read the fine print
✅ Ask if your school is on their list of approved institutions
✅ Consider repayment grace periods (important if you’ll be job hunting after school)
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✈️ Ready to Start Your Study Abroad Journey?
Whether you’re planning to study in Canada, the U.S., the U.K., or elsewhere, these lenders can help make your JAPA dreams come true.
Apply early, compare your options, and don’t hesitate to ask questions.
Your dream school is waiting. Don’t let tuition stop you.
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